Maritime Mutual’s cover is based on the long established P&I concept of mutuality and shared risk. Close collaboration between the Club and its Members is essential to achieving pro-active loss prevention and the effective reduction of claims.The goal driven outcome is lower risks, lower insurance costs and improved profitability for all Members.
Maritime Mutual’s technical team works closely with our Members and their Superintendents to identify shipboard hazards which may cause or contribute to P&I or H&M losses and claims. If significant risks are observed, Maritime Mutual’s attending surveyor will note the details and provide written recommendations. Maritime Mutual’s technical team then works together with their Members, their Superintendents and their Crews to agree and action the prompt and economical rectification of non-conformities.
To assist the Loss Prevention process, Maritime Mutual’s downloadable Survey Forms are available for use by surveyors. These Survey Forms may also be used as a survey preparation and readiness checklist by the Master and Crew prior to the attendance of the Maritime Mutual Surveyor.
Survey Guidelines for Surveyors are also provided to ensure both the accuracy and uniform reporting of the observations made on board. Separate Survey Guidelines for Members focus on the role of the Member, their Superintendents and Crew in preparing for survey. The goal is to ensure full access and safe entry to all shipboard spaces during a single attendance and avoid any necessity for follow-up surveys, survey forms and additional expenses.
The ingress of seawater through steel cargo hatch covers and wet damage to cargo presents a high-cost risk for shipowners and their P&I insurers.
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