The Association shall not cover liabilities, losses, costs or expenses which would have been recoverable under any other insurance:
- Where a Member is insured elsewhere in any manner or to any extent whatsoever, against any of the liabilities, losses, or expenses which would otherwise have been recoverable under the Rules, there shall be no contribution by the Association to such liabilities, losses or expenses on the basis of double insurances or otherwise, the intention being that all other insurances shall pay first and that this insurance shall cover only in excess of all other insurances.
- The Association shall not cover liabilities, losses, costs or expenses recoverable under any other insurance or which would have been so recoverable:
- apart from any term in such other insurance excluding or limiting liability on the ground of double insurance: and
- if the Vessel had not been entered in the Association with cover against the risks set out in these Rules.